Primacy Advantage

Products

The USHEALTH Group family of companies is dedicated to providing innovative health coverage solutions for self-employed individuals, families, business owners and their employees. Through its insurance companies, USHEALTH Group has served more than 15 million customers with individually tailored plans that satisfy their coverage needs and fit their budget.

Flexibility and reliability are the hallmarks of our product portfolio. Whether you need coverage for everyday medical expenses or want peace of mind for more serious medical events, we can help.

Premier Advantage

Fixed Indemnity Plans provide first dollar payments for covered healthcare services without a calendar year deductible having to be first satisfied. These plans utilize the nationwide UnitedHealthcare Choice Plus Network and pay the stated benefit amount, regardless of expenses incurred.

Premier Choice

Specified Disease/Sickness and Accident PPO Plans provide first dollar payments for expenses incurred for covered healthcare services without a calendar year deductible having to be first satisfied. These plans utilize your selected network and pay the expenses charged for covered services after the PPO discount, up-to each benefit maximum.

Secure Advantage

Specified Disease/Sickness and Accident PPO Plans ensure you secure the right level of protection for you and your family to prepare for life’s unpredictable moments. These plans use your selected network and provide flexible options that allow you to choose the most appropriate deductible and coinsurance combination that meets your needs and budget for sickness and accident coverage.

Health Access Plus

The Health Access Plus Fixed Indemnity Plan is offered without medical underwriting and provides first dollar payments for covered healthcare services without a calendar year deductible having to be first satisfied. These plans utilize your selected network and pays the same fixed dollar amount shown on the schedule of benefits regardless of whether services are provided in or out of network.

Med Guard

Provides lump sum benefit payments to the insured to help offset any out-of-pocket healthcare expenses or other household expenses if a covered critical health incident occurs in the future. Additionally, even if a covered critical health incident does not occur, 100% of the Plan’s benefit amount is paid to the named beneficiary upon the insured’s death.

Secure Dental

PPO plans can help your family maintain a healthy smile. The plans utilize your selected network and pay the expenses charged for covered services after the PPO discount up to the stated maximum, subject to the required deductible.